Introduction:

Policy development in banks ensures consistency, governance, and risk control across institutional functions. It defines the formal rules that guide operations, compliance, and stakeholder accountability. This training program presents structured methods for drafting, reviewing, and formalizing internal banking policies. It focuses on institutional frameworks, regulatory alignment, and policy lifecycle structures.

Program Objectives:

By the end of this program, participants will be able to:

• Identify key elements of institutional policy systems in the banking sector.

• Classify procedures for structuring and formalizing internal banking policies.

• Evaluate the alignment of banking policies with regulatory and compliance models.

• Gain the skills to design frameworks for policy lifecycle management and internal dissemination.

• Analyze risk related implications in policy documentation and control.

Targeted Audience:

• Bank compliance officers.

• Internal audit professionals.

• Policy and governance unit staff.

• Risk management personnel.

• Department heads involved in policy creation.

Program Outline:

Unit 1:

Foundations of Banking Policy Development:

• Institutional role of internal policies in banks.

• Relationship between policy, procedures, and control systems.

• Classifications of policies across banking functions.

• Governance and ownership structures for policy management.

• Institutional terminology and policy documentation standards.

Unit 2:

Policy Structuring and Documentation Techniques:

• Components of effective policy documents.

• Formatting and standardization frameworks.

• Hierarchical alignment of policy and procedural content.

• Steps for preparing drafts and collecting stakeholder input.

• Criteria for policy language clarity and consistency.

Unit 3:

Regulatory and Risk Alignment:

• Overview of banking regulations impacting policy development.

• Techniques for mapping compliance requirements into policy content.

• Risk identification structures for policy formulation.

• Integration process of internal controls within policy documentation.

• Coordination mechanisms within legal and audit functions.

Unit 4:

Policy Lifecycle and Institutional Oversight:

• Models for policy review, approval, and version control.

• Roles and responsibilities in policy lifecycle oversight.

• Institutional workflows for policy dissemination.

• Methods for archiving and retrieval of policy documents.

• Structures for regular policy assessment and renewal.

Unit 5:

Institutional Integration and Monitoring:

• Policy alignment with organizational strategy and governance.

• Internal communication frameworks for policy awareness.

• Monitoring systems for adherence to policy requirements.

• Reporting structures for policy exceptions and breaches.

• Evaluation criteria for institutional policy effectiveness.