Introduction:

MasterCard POS and ATM terminal certification involves institutional procedures and technical standards that ensure payment devices meet MasterCard’s operational, security, and interoperability requirements. This certification is critical for enabling secure transaction processing, managing risk, and aligning with the global payment ecosystem. This training program provides structured insights into MasterCard’s compliance frameworks, certification steps, testing protocols, and regulatory alignment for both point-of-sale (POS) and ATM environments.

Program Objectives:

By the end of this program, participants will be able to:

• Identify MasterCard certification requirements for POS terminals and ATMs.

• Classify testing and validation procedures for hardware and software compliance.

• Analyze interoperability and security standards relevant to device certification.

• Examine frameworks ensuring transaction integrity and operational reliability.

• Evaluate the regulatory processes and documentation involved in certification submissions.

Target Audience:

• Electronic payment systems specialists.

• Terminal vendors and device integrators.

• ATM network operators and compliance officers.

• Quality assurance and testing engineers.

• Financial institution personnel managing POS/ATM infrastructure.

Program Outline:

Unit 1:

MasterCard Certification Framework Overview:

• Institutional definition and scope of device certification.

• Regulatory alignment with international payment standards.

• Governance structure for MasterCard approval processes.

• Stakeholder responsibilities throughout the certification lifecycle.

• Types of devices subject to certification.

Unit 2:

Compliance Standards for POS and ATM Devices:

• Hardware and software standards for MasterCard compatibility.

• EMV specifications and secure transaction protocols.

• Cryptographic requirements and PIN handling procedures.

• Environmental and operational reliability benchmarks.

• Common compliance gaps and causes of rejection.

Unit 3:

Certification Testing Procedures:

• Testing models for functional and security validation.

• Lab environments and MasterCard-accredited testing entities.

• Test plan components and supporting documentation.

• Interoperability verification and issue resolution workflows.

• Submission protocols and corrective action processes.

Unit 4:

Transaction Security and Risk Controls:

• Data protection strategies for POS and ATM operations.

• Cardholder data security and authentication protocols.

• Device-level fraud mitigation standards.

• Post-deployment monitoring and alert systems.

• Integrating certified devices into secure transaction ecosystems.
   

Unit 5:

Certification Documentation and Approval Process:

• Required documentation for MasterCard certification packages.

• Standard templates for compliance reporting.

• Coordination steps with MasterCard during approval.

• Validity, renewal, and recertification timelines.

• Certification tracking and audit preparedness.